#Budget workbook excel microsoft how to
#Budget workbook excel microsoft software

#Budget workbook excel microsoft how to

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I've been using this budget planner for six months, and I'm loving how much less money I waste. It's so much easier to track my money this way than importing and analyzing a bunch of data from my bank and tracking my free credit report has made it all the more easier to understand the past errors and plan or correct my expenses wisely. It took me several hours to get set up, but now tracking my budget only takes 5-10 minutes of work every few days. I hope you find this budget planner helpful. This keeps the current month close but past months available for reference. When the next month comes, simply Unhide that month, and away you go. (Under the “Format” menu, select “Column -> Hide” or “Sheet -> Hide”.) If you do this, the first column after the original budget numbers (and first sheet after Total Budget) will always be for the current month. You can keep the budget planner tidy by “hiding” columns and sheets for the coming months in Excel. I've put some example numbers in for the December spreadsheet so you can see how it works. It takes all of five minutes to put in several days worth of purchases. I keep all of my receipts in my back left pocket, and each night (or every few nights), I put them all on the sheet. If I give $20 to a friend, I just write it on the back of a receipt I already have. Everything I buy gets a receipt and I keep track of it. Track your daily expenses on the monthly pages. Your budget might include a line for retirement accounts. My company takes parking directly from my paycheck before taxes and offers a computer purchase plan that removes money from my paycheck as well. This includes insurance and other company benefits. Section one contains all of your pre-tax deductions. This budget planning worksheet is divided into four sections. As you earn and spend money, note it on the appropriate line.

There are subsequent columns for each month of the year.

Once you set up your budget, you should only have to change these numbers if your situation changes (you get a raise or a bill increases).

The second column lists budgeted amounts for each item.

The first column contains labels for the various lines in the budget planner.

My spreadsheet holds a budget for an entire year, yet works on a month-to-month and day-by-day basis. I've tried both Quicken and Microsoft Money, and but they just had too much going on.

#Budget workbook excel microsoft software

It's also much more customizable than any software program I've ever used.

While my spreadsheet may seem complex at first, it's actually very simple. (If you need help developing a budget, try this budget estimator from GRS reader Justin M.) Budget Planner Overview Create one that works for you, and use this planner to track your progress. Please note: This spreadsheet is designed solely to keep you on a budget you've already set, not to help you create a budget. Google Docs - select “File -> Copy spreadsheet…” to save to your account.This file should also work with Open Office. Microsoft Excel (70kb) - right-click and choose “Save as…” to download.

This budget planning spreadsheet is available in the following formats: I hope that some of you find it useful, too. I'm not historically a budget person myself, but I've been using this for a while and it seems to be working quite well. doesn't talk a lot about budgeting at Get Rich Slowly - he uses a spending plan - but I want to share a personal budget planner I've created that has helped me immensely.